KVB Honour Credit Card That Rewards Every Travel Plan

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

24 Mar 26
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Sandipan Mitra

08 Mins
24-03-26

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Table of Contents

KVB Honour Credit Card Benefits
KVB Honour Credit Card Charges

Earn 4X reward points on travel bookings.
Earn 3 reward points for every ₹150 spent.
Spend ₹3,00,000 yearly for an annual fee waiver.
Enjoy 4 complimentary domestic airport lounge visits yearly.

The KVB Honour Credit Card from Karur Vysya Bank suits users who want extra rewards on travel spending. The card offers benefits on flights, hotels, and both domestic and international travel purchases.

Cardholders receive 700 bonus reward points after activation. The card has no joining fee but carries an annual charge of ₹999. It provides a balanced mix of rewards, travel perks and payment convenience.

KVB Honour Credit Card Benefits

The Karur Vysya Bank Honour Card comes with a 1% petrol surcharge waiver on transactions between ₹500 and ₹4,000. The maximum waiver allowed is ₹200 in one billing cycle.

Wondering what are the other KVB Honour Credit Card features that make this card useful for everyday and travel spending?

Receive 2X rewards on restaurants, medical expenses, books, insurance, rail tickets, movie tickets or car rentals.
Cardholders also earn 3 reward points for every ₹150 spent.
Earn 4X reward points on domestic or international travel bookings, hotels or air tickets.
Annual fee waiver applies when yearly spending crosses ₹3,00,000.
The KVB Honour Credit Card lounge access offers 4 complimentary domestic airport lounge visits in a year.

KVB Honour Credit Card Charges

Finance charges on revolving credit apply at 3.25% per month, which equals 39% annually. These charges apply when the outstanding balance is not cleared in full.

The section below highlights the schedule of charges applicable to KVB Honour Cards.

Parameters	Charges
Card Replacement	₹199
Cash Withdrawal	2% or ₹300, whichever is higher
Cheque Return Charges	₹500
Reward Redemption Fee	₹99
Overlimit Charges	2.5% or min. ₹500
Late Payment Charges	₹100 for ₹200 - ₹500₹300 for ₹501 - ₹2,500₹500 for ₹2,501 - ₹10,000₹800 for ₹10,001 - ₹25,000₹1,000 for ₹25,001 and above

Cardholders receive an interest-free grace period of up to 45 days, while dues must be cleared within 15 days from bill generation.

To avoid missed credit card bill payments, install the secure Pice App for reminders, quick bill payments and simple tracking in one place. You can link and manage multiple credit cards on the Pice App from a single dashboard.

Footnotes

The card also provides periodic promotional offers through the VISA network for eligible transactions.
A foreign currency markup of 3.5% applies to international transactions made using the card.

FAQs

What are the EMI options for the KVB Honour Card?

Transactions above ₹500 can be converted into EMI up to the available credit limit. Interest rates range between 15% and 22%. Processing charges are ₹300 or 1% of the loan amount, whichever is higher.

How does balance transfer work on this card?

Balance transfer starts from ₹10,000 and can reach the available credit limit. The applicable interest rate is 18%.

How can customers apply for the KVB Honour Credit Card?

You can apply online for the KVB Credit Card through the official bank website. You may also visit the nearest Karur Vysya Bank branch for assistance with the application.